Energy Insurance Mutual Limited ("EIM") is committed to and recognizes your need for protection regarding privacy issues on the Internet. In general, you can visit us at www.eimltd.com without telling us who you are or revealing any information about yourself. We do collect the IP addresses and domain names of visitors for site administration purposes, such as analyzing this data for trends and statistics. No personal information is obtained. The patterns of usage of our various users may be tracked and monitored.

Collecting Personal Identifiable Information

There are times when we may collect personal information from you, such as when registering for an EIM meeting. Unless otherwise stated, personal information provided by users will be used for EIM purposes only, and no personal information will be provided to outside vendors.

In case you change your mind or wish to update personal information (such as your zip code), we will endeavor to correct, update or remove the personal data you give us. You can verify the information on record by reviewing your profile in the Members area of the website. You may at any time revise your personal information or question it by directly contacting EIM at (800) 446-2270.

EIM reserves the right to disclose user information in special cases, when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be causing injury to or interference with (either intentionally or unintentionally) our rights or property, other web site users, or anyone else that could be harmed by such activities. We may disclose personal information in response to a subpoena or when we believe in good faith that the law requires it or to respond to an emergency situation.

Links to Other Websites

EIM's web site may contain links to other sites. These sites are not controlled by EIM and EIM is not responsible for any content contained on any such website. While we try to link only to sites that share our high standards and respect for privacy, we are not responsible for the privacy practices employed by other sites. As with our site, you should become familiar with any external party's privacy policy when visiting that site.

Disclaimers

THIS WEBSITE AND ITS CONTENT ARE PROVIDED "AS IS" AND EIM EXCLUDES TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW ANY WARRANTY, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, SATISFACTORY QUALITY OR FITNESS FOR A PARTICULAR PURPOSE. THE FUNCTIONS EMBODIED ON, OR IN THE MATERIALS OF, THIS WEBSITE ARE NOT WARRANTED TO BE UNINTERRUPTED OR WITHOUT ERROR. YOU, NOT EIM, ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION DUE TO YOUR USE OF THIS WEBSITE. Except as specifically stated in this Policy, or elsewhere on this website, or as otherwise required by applicable law, neither EIM nor its directors, employees, content providers, subsidiaries or other representatives will be liable for damages of any kind (including, without limitation, lost profits, direct, indirect, compensatory, consequential, exemplary, special, incidental, or punitive damages) arising out of your use of, your inability to use, or the performance of this website or the Content whether or not we have been advised of the possibility of such damages.

Some U.S. states and foreign countries do not permit the exclusion or limitation of implied warranties or liability for certain categories of damages. Therefore, some or all of the limitations above may not apply to you to the extent they are prohibited or superseded by state or national provisions.

Any material changes to the privacy policy will be posted on this page and EIM's homepage, www.eimltd.com.

Effective as of November 1, 2011