ENERGY INSURANCE MUTUAL LIMITED

Our Members, Our Focus®

Our Vision

To be the premier provider of insurance and risk management services to utilities and the energy services industry.

Members Report

EIM’s most recent three-year strategic plan concluded on December 31, 2019, closing out a successful 36-month span that saw surplus grow from $1.028 ...

Current Financials

Energy Insurance Mutual Limited ("EIM") recorded a gain on surplus of $14.5 million for the six months...

Energy Insurance Services

Energy Insurance Services, Inc. (EIS), a wholly-owned stock insurance subsidiary of EIM, was formed to provide...

About EIM

We are your source for superior long-term insurance and risk financing products and services.

Energy Insurance Mutual Limited (EIM) is a mutually owned insurance company that provides its Members with substantial capacity on its core products of Excess General Liability, Excess Directors and Officers Liability, Excess Fiduciary Liability and Employee Benefit Liability coverage for losses in excess of at least $35 million.

In addition, capacity is available on other classes of business, including Property for those Members who purchase Excess General Liability and/or Excess Directors and Officers coverage.

Upcoming Events

At EIM our members are our top priority and to provide timely, accurate information we have multiple events each year that you can attend. Click the button below to see a list of our upcoming events.

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Insurance Advisory Committee

The EIM Insurance Advisory Committee's (IAC) main objective is to respond to specific questions and assignments from the Board, and to provide input to the Board from the EIM Member Risk Managers. The IAC meets at least quarterly.

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Our Products

EIM offers four casualty insurance products - Excess General Liability, Excess Directors and Officers Liability, Excess General Partner Liability and Excess Fiduciary Liability. These policies cover losses excess of at least $35 million.

Excess General Liability

EIM's Excess General Liability policy is written specifically to cover a Member's liability for bodily injury, property damage and personal...

Excess Directors & Officers

EIM's Excess Directors and Officers Liability policy is a following form policy, which in a majority of cases follows the AEGIS form.

Excess Fiduciary Liability

EIM's Excess Fiduciary Liability policy offers additional coverage protection for its Members in cases of claims being brought for other breaches...

Excess General Partners

Minimum limit $10 million per wrongful act and in the annual aggregate with limits up to $50 million in $5 million increments.

Excess Cyber Liability

Cyber coverage is available in many forms, encompassing a variety of coverages. EIM is committed to supporting Member Companies...

Property Policies

EIM's Property coverage is written to specifically cover a member’s property exposures for both property damage inclusive of Boiler & Machinery breakdown...

The Mutual Advantage

Our Members. Our Focus. Mutuality is ingrained within our culture at Energy Insurance Mutual ("EIM"). It determines our priorities and values, the way in which we manage our company over the long-term, and the way we perform every day.

INDUSTRY FOCUS

For over 30 years, EIM has been committed to serving and supporting members of the energy or energy services industry only. EIM is governed solely by energy industry professionals from our Board of Directors to our Insurance Advisory Committee.

MEMBER DRIVEN

EIM is committed to providing the risk solutions specifically needed by our Membership. This includes industry-focused policy language and broader terms than typical markets to providing unique and customized risk solutions through our Energy Insurance Services (“EIS”) subsidiary.

SHARED VISION

EIM’s Mission and Vision are both directed toward serving our Member Companies. EIM’s financial goals are focused on providing a secure, stable source for superior long-term insurance for our Members over growth.