AM Best Affirms EIM’s “A” Rating for 2025

AM Best, recognized globally as the leading insurance rating agency, has reaffirmed Energy Insurance Mutual Limited’s Financial Strength Rating (FSR) at A (Excellent) and its Long-Term Issuer Credit Rating (ICR) at “a” (Excellent) for 2025. Both ratings carry a stable outlook, reflecting AM Best’s confidence in EIM’s ongoing financial stability and risk management.

AM Best noted in its rating rationale the strength of EIM’s balance sheet, which is underpinned by the strongest level of risk-adjusted capitalization, strong liquidity measures, and a sound reinsurance program. The agency also highlighted EIM’s appropriate enterprise risk management practices, which help EIM navigate industry volatility and emerging risks.

EIM is very proud of its 32-year track record of maintaining an “Excellent” rating, demonstrating long term resilience and reliability for our Members. We appreciate the continued support of our membership and partners and will continue to prioritize long-term financial strength, agility, and stability, ensuring we can meet the evolving risk management needs of Member companies in their dynamic environment.

Thanks to all for the opportunity to be of service to our membership.  Sincerely, Tommy Bolton President and Chief Executive Officer